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Home Trends

Curious Case of Rising Death Rates

Daily Remedy by Daily Remedy
September 20, 2021
in Trends
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History is not only the study of past events. It is also the study of technology we use to study these events. As technology advances, so does our understanding of history.

For much of American history, healthcare was seen as distinct from other aspects of a person’s life. But now we are learning that broad social policy affects our individual health, revealing connections we were previously unaware of.

This month, the National Bureau of Economic Research (NBER) released a report analyzing America’s death rate. The report compared mortality among Black and White Americans, and their European counterparts.

Overall life expectancy is lower in the United States than in Europe. But inequalities in the life expectancies among different demographics in America are more pronounced than in Europe. In the United States, life expectancy between the wealthy and the poor remains significant. In Europe, life expectancy between financial classes is relatively the same.

Black Americans have higher mortality and shorter life spans. But since 1990, they reduced the life expectancy gap with White Americans by half, though the disparity remains fixed since 2012.

The trends revealed in the report are complex and do not follow a simple cause and effect relationship. But there is one consistent factor that significantly affected mortality and life span – across racial lines and continents – wealth.

Wealthier European nations with lower poverty rates had lower mortality. Well-educated, wealthy Black Americans live longer than uneducated, poor White Americans.

The analysis is clear. Wealth and education impact health. The broad economic policies and educational standards in a country have a direct impact on an individual’s life span. We have known for many years that social determinants affect a patient’s quality of care and clinical outcomes. But these studies were largely confined to individual analysis.

We now know that broad financial and educational policies affect individual health. That what appears in the macro affects the micro.

The report from the NBER was the first to cross-correlate healthcare and financial data across different countries over multiple decades. And it has conclusively demonstrated that macroeconomic trends affect individual health.

In our excitement, we may rush to conclusions. We may believe that European-style universal healthcare is a better model of care, or that income redistribution will increase longevity of life. We should resist such hasty judgments.

Although the data demonstrates clear, undeniable trends correlating broad policy with individual health, we should remember they are trends, not definitive conclusions. We cannot take trends and draw policy conclusions from them. In the past, when we have done that with healthcare data we create with new, unanticipated issues.

Sometimes a relationship in healthcare is best understood as a trend. Different people have different baseline blood pressure levels. But the trend in blood pressure levels matters more than just the baseline level when treating hypertension.

Similarly, the trends correlating fiscal policy with individual patient mortality cannot prove one economic model is better than another. The trends can only show marginal improvements in mortality based upon changes in policy.

But that alone is powerful.

Now that we know correlations exist between fiscal policy and individual healthcare outcomes, we can apply the same study methods to data localized within a given city or state to study healthcare implications of certain policy decisions.

Suppose a county board wants to raise sales tax. Previously we could only infer whether the additional tax would help or hurt the county. We now have a method to study the direct implications of that tax on individual healthcare outcomes.

The NBER report provides a framework to analyze patient behavior by redefining healthcare policy outside of its traditional definition, encompassing broad fiscal and economic policies. Now a tax is no longer just a tax. It is a driver of patient outcomes and should be evaluated relative to its impact on patient outcomes.

The more we study healthcare relative to broader socioeconomic issues, the better we understand the correlations that exist in society. The more correlations we find, the better we understand healthcare.

Soon we will recognize that healthcare is not just the care we provide, but also the policies we enact.

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Dr. Jay K Joshi serves as the editor-in-chief of Daily Remedy. He is a serial entrepreneur and sought after thought-leader for matters related to healthcare innovation and medical jurisprudence. He has published articles on a variety of healthcare topics in both peer-reviewed journals and trade publications. His legal writings include amicus curiae briefs prepared for prominent federal healthcare cases.

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Videos

Most employers are unknowingly steering their health plans toward higher costs and reduced control — until they understand how fiduciary missteps and anti-competitive contracts bleed their budgets dry. Katie Talento, a recognized health policy leader, reveals how shifting the network paradigm can save millions by emphasizing independent providers, direct contracting, and innovative tiering models.

Grounded in real-world case studies like Harris Rosen’s community-driven initiative, this episode dives deep into practical strategies to realign incentives—focusing on primary care, specialty care, and transparent vendor relationships. You'll discover how traditional carrier networks are often Trojan horses, locking employers into costly, opaque arrangements that undermine fiduciary duties. Katie breaks down simple yet powerful reforms: owning your data, eliminating conflicts of interest, and outlawing anti-competitive contract clauses.

We explore how a post-network framework—where patients are free to choose providers without restrictive network barriers—can massively reduce costs and improve health outcomes. You'll learn why independent, locally owned providers are vital to rebuilding trust, reducing unnecessary procedures, and reinvesting savings into the community. This conversation offers clarity on the unseen legal landmines employers face and actionable ways to craft health plans built on transparency, independence, and aligned incentives.

Perfect for HR pros, benefits advisors, physicians, and employer leaders committed to transforming healthcare from the ground up. If you’re tired of broken healthcare models draining your budget and frustrating your staff, this episode will empower you to take control by understanding and reshaping the very foundations of employer-sponsored health. Discover the blueprint for smarter, fairer, and more sustainable benefits.

Visit katytalento.com or allbetter.health to connect directly and explore how these innovations can work for your organization. Your path toward a healthier, more cost-effective future starts here.

Chapters

00:00 Introduction to Employer-Sponsored Health Plans
02:50 Understanding ERISA and Fiduciary Responsibilities
06:08 The Misalignment of Clinical and Financial Interests
08:54 Enforcement and Legal Implications for Employers
11:49 Redefining Networks: The Post-Network Framework
25:34 Navigating Healthcare Contracts and Cash Payments
27:31 Understanding Employer Health Plan Structures
28:04 The Role of Benefits Advisors in Health Plans
30:45 Governance and Data Ownership in Health Plans
37:05 Case Study: The Rosen Hotels' Health Model
41:33 Incentivizing Healthy Choices in Healthcare
47:22 Empowering Primary Care and Independent Providers
The Hidden Costs Employers Don’t See in Traditional Health Plans
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Policy Shift in Peptide Regulation

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Semaglutide and the Expansion Problem: When One Trial Becomes a Platform

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by Daily Remedy
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Semaglutide has moved beyond its original indication and now sits at the center of a widening set of clinical questions: cardiovascular risk, kidney disease progression, and even neurodegeneration. The question is no longer whether the drug lowers glucose or reduces weight—it does—but how far those effects extend across systems, and whether evidence from one population can be translated into another without distortion. Large, well-powered trials have produced consistent signals, yet those signals are now being applied in contexts that were...

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