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Home Perspectives

Healthcare Consumerism

Daily Remedy by Daily Remedy
August 8, 2021
in Perspectives
0

Why we do what we do matters more than what we actually do.

The rationale underlying our choices matters more than the choices themselves.

When written so explicitly it appears obvious, yet implicitly throughout our lives we fail to make the optimal choices for our health.

We justify eating foods we know are not good for us.

We justify lifestyle choices we know are harmful long term.

The fault lies not in our decisions, but in the justification for our decisions – our failure to think through and rationalize why we do what we do.

A tendency that plays a greater role in our health outcomes than we realize – that is until of late –with the emergence of population health, we now attempt to improve patient outcomes in situations we previously fell short, by addressing these decisions directly.

But what is population health?

Effectively it is healthcare consumerism – influencing the critical decisions necessary to improve healthcare outcomes, beyond the conversations in the patient encounter, beyond the medication adherence – and into the existential array of subconscious rationale and reactions that coalesce into the healthcare decisions patients make.

There is only so much the healthcare system can do to convince an elderly Hispanic woman to control her blood sugar at her granddaughter’s Quinceañera – inevitably she will eat cake at the event, it is more cultural than medical.

People will make decisions, less as patients, and more as individuals within specific contexts – as a mother, as a daughter, as a friend, as a family member.

In this vein, most healthcare decisions are made not as patients, but as consumers, influenced by the current circumstances – in which the myriad of decisions made have little to do with healthcare as we traditionally understand it.

With so many healthcare systems venturing into population health management, we would expect to see a clear path of success – noticeable improvements in patient outcomes. Yet very few healthcare systems have demonstrated tangible improvements in patient outcomes through population health models of care.

This is because few systems focus on the consumerism aspect of patient decision-making – investing resources into addressing patient decision-making as consumers of healthcare.

Instead we have healthcare systems focusing on systems of alarms and reminders, glorified nudges, to prompt patients into making optimal healthcare decisions.

But like an alarm with the snooze button on repeat, patients have simply ignored these nudges, and continue to make decisions as they always have.

Until population health emphasizes the consumerism aspect of healthcare, and treats patients as consumers – acknowledging most healthcare decisions are made as consumers – population health will remain mostly bells and whistles.

Largely unwelcomed and stuck on snooze.

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Daily Remedy

Dr. Jay K Joshi serves as the editor-in-chief of Daily Remedy. He is a serial entrepreneur and sought after thought-leader for matters related to healthcare innovation and medical jurisprudence. He has published articles on a variety of healthcare topics in both peer-reviewed journals and trade publications. His legal writings include amicus curiae briefs prepared for prominent federal healthcare cases.

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Videos

Most employers are unknowingly steering their health plans toward higher costs and reduced control — until they understand how fiduciary missteps and anti-competitive contracts bleed their budgets dry. Katie Talento, a recognized health policy leader, reveals how shifting the network paradigm can save millions by emphasizing independent providers, direct contracting, and innovative tiering models.

Grounded in real-world case studies like Harris Rosen’s community-driven initiative, this episode dives deep into practical strategies to realign incentives—focusing on primary care, specialty care, and transparent vendor relationships. You'll discover how traditional carrier networks are often Trojan horses, locking employers into costly, opaque arrangements that undermine fiduciary duties. Katie breaks down simple yet powerful reforms: owning your data, eliminating conflicts of interest, and outlawing anti-competitive contract clauses.

We explore how a post-network framework—where patients are free to choose providers without restrictive network barriers—can massively reduce costs and improve health outcomes. You'll learn why independent, locally owned providers are vital to rebuilding trust, reducing unnecessary procedures, and reinvesting savings into the community. This conversation offers clarity on the unseen legal landmines employers face and actionable ways to craft health plans built on transparency, independence, and aligned incentives.

Perfect for HR pros, benefits advisors, physicians, and employer leaders committed to transforming healthcare from the ground up. If you’re tired of broken healthcare models draining your budget and frustrating your staff, this episode will empower you to take control by understanding and reshaping the very foundations of employer-sponsored health. Discover the blueprint for smarter, fairer, and more sustainable benefits.

Visit katytalento.com or allbetter.health to connect directly and explore how these innovations can work for your organization. Your path toward a healthier, more cost-effective future starts here.

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00:00 Introduction to Employer-Sponsored Health Plans
02:50 Understanding ERISA and Fiduciary Responsibilities
06:08 The Misalignment of Clinical and Financial Interests
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25:34 Navigating Healthcare Contracts and Cash Payments
27:31 Understanding Employer Health Plan Structures
28:04 The Role of Benefits Advisors in Health Plans
30:45 Governance and Data Ownership in Health Plans
37:05 Case Study: The Rosen Hotels' Health Model
41:33 Incentivizing Healthy Choices in Healthcare
47:22 Empowering Primary Care and Independent Providers
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